Friday, December 31, 2010

Dunia Patut Fahami Erti Sebenar Di Sebalik Gegak Gempita Sambutan Tahun Baru 2011

Dunia Patut Fahami Erti Sebenar Di Sebalik Gegak Gempita Sambutan Tahun Baru 2011

Setiap kali tibanya hujung tahun maka sibuklah kita dengan pelbagai persiapan menyambut ketibaan tahun baru. Bagi yang berada, menyambut kedatangan tahun baru di luar negara serentak dengan percutian musim sejuk walaupun para warga Eropah sibuk melarikan diri mereka dari cuaca sejuk di negara mereka sendiri dengan bercuti ke Malaysia., Thailand, Indonesia, Singapura dll
Apa yang kita sambut sebenarnya?
Pelbagai fakta dan intrepretasi yang boleh kita perolehi mengenai latar belakang bulan bulan Januari sehingga Disember. Namun ,cukuplah sekadar disebut secara ringkas buat renungan kita semua.
Ketibaan tahun baru tuhan tuhan Roman yang akan berulang kali kita sebut setiap bulan pada tahun berikutnya nanti secara sengaja mahupun tak sengaja.
Contohnya bulan Januari mendapat namanya dari Tuhan Janus yang juga dikenali sebagai 'Sky God '. Untuk menyambut ketibaan sky god atau tuhan langit atau tuhan janus atau tuhan january maka dicerahkan langit seluruh dunia dengan bunga api.
Bulan Februari pula berasal dari februa yang membawa maksud "means of purification."
Manakala bulan Mac iaitu Martius berasal dari Mars yang membawa makna sebagai 'Tuhan Peperangan Roman' (the Roman God of War)
Untuk bulan April ada beberapa pendapat termasuk salah satunya dari Jakob Grimm yang mengatakan nama bulan April berasal dari ' a god or hero named Aper or Aprus'
Seterusnya nama bulan Mei atau Maius berasal dari Tuhan Wanita yang bernama Maia dan Julius Ceasar memilih untuk menamakan dirinya sendiri bagi nama bulan Julai.
Jadi tidak hairanlah perangai anak anak bangsa kita menjadi terlampau liar sewaktu menyambut tahun baru kerana mereka tidak menyedari yang mereka sedang menyambut tahun baru Tuhan Tuhan agama lain.
Merempit, mabuk, pembaziran makanan/minuman,hiburan keterlaluan semuanya membawa kepada keuntungan berlipat ganda golongan peniaga namun secara langsung membawa kepada banyak masalah masalah sosial yang tidak di ingini oleh negara kita.
Meriahnya cuti umum tahun baru telah di salah faham oleh banyak golongan yang sepatutnya perlu membuat sedikit kajian apa itu erti 'holy day'—iaitu hari suci kepada penganut agama tertentu. Justru tak hairan lah mengapa ramai antara kita yang menjadi malas pada hari cuti umum dan membiarkan orang lain yang mengaut keuntungan bila mereka memilih untuk bersuka ria, bersantai santai, berhibur pada waktu cuti umum.
Apakah 1 hb Januari adalah hari suci(Holy Day) bagi kebanyakkan kita yang beragama Islam? Banyak aktiviti berfaedah yang lebih produktif dapat dilakukan sempena cuti umum tahun baru selain dari berseronok seronok. Memenuhi pasaraya diwaktu cuti umum semata mata membeli barangan yang tak perlu perlu difikirkan semula bersama.

Seterusnya,adalah lebih malang lagi bila malam cuti tahun baru Maal Hijrah/Awal Muharam juga tiada bezanya yang biasanya turut digunakan untuk merempit & merewang rewang hingga ke Subuh tanpa arah tujuan.


Berita TV3 jam 130 tghari pada 25hb Disember 2007 menunjukkan kesan sambutan salah satu 'holy day' sempena sambutan Krismas di Jalan Bukit Bintang Kuala Lumpur dengan lautan sampah serta paparan anak anak muda kita bersuka ria tanpa mengendahkan pekerja pekerja Alam Flora yang sibuk membersihkan sampah sarap.dengan kesesakan lalu lintas di Jalan P Ramlee yang berlaku akibat meletak kereta sesuka hati oleh mereka mereka yang meraikan malam cuti umum pada lewat tghmalam/awal pagi 25hb Disember 2007. Adalah lebih elok saranan ramai agar nama Jalan P Ramlee di tukarkan ke Jalan yang lebih sesuai bagi memelihara nama baik seniman agung kita. Mungkinkah negara kita terlalu canggih sehingga menamakan Jalan P Ramlee di tempat yang penuh dengan pelbagai aktiviti kurang sihat terutamanya selepas tengah malam yang dapat ditonton secara terang terang oleh pengguna jalanraya? Niat menghargai seniman agung kita perlu dilaksanakan dengan lebih serius bukan sekadar melepas batuk di tangga semata mata tanpa mengambil kira faktor penghormatan berterusan kepada Tan Sri P Ramlee.
Allah swt telah mengejutkan dunia pada 26hb Disember 2004 dengan membawa Tsunami ke Aceh, Phuket, Langkawi, Kuala Muda , Balik Pulau dan lain lain tempat di serata dunia termasuk hingga ke benua Afrika yang telah menyebabkan YAB Perdana Menteri ketika itu mengarahkan supaya sambutan tahun baru 2005 dibatalkan walaupun ketika itu di sekitar Jalan Bukit Bintang ramai yang 'ketegaq' dan meneruskan pesta tahun baru dengan memancutkan buih buih serta minuman keras sebagaimana yang disiarkan oleh kebanyakkan media elektronik & cetak awal Januari 2005 . Tidak cukupkah pengajaran yang kita perlu ingat dari Tsunami, masihkah orang kita 'galak' nak menyambut tahun baru pelbagai tuhan tuhan Roman.
Sebuah telemovie awal tahun 90an berjudul ' Selamat Tahun Baru YB' lakonan Seniman Datuk Rahim Razali, Uji Rashid bersama Abu Bakar Omar dimana Datuk Rahim Razali sebagai YB Menteri telah meminta isterinya yang dilakunkan oleh Seniwati Uji Rashid yang beria-ia hendak menjemput tetamu menyambut pesta tahun baru supaya di gantikan dengan majlis tahlil kenduri doa selamat bagi menyambut majlis hari jadi YB Menteri yg kebetulan jatuh pada tahun baru. Namun, harus diingati yang sebarang majlis bacaan Yasin dan doa semata mata untuk menyambut tahun baru tuhan tuhan roman amatlah tidak sesuai sekali memandangkan ianya lebih tepat hanya dilakukan sewaktu menyambut Awal Muharram iaitu tahun baru umat Islam.

Bagi keberkatan berterusan punca Rezeki yang kita semua cari secara Halal, sudah tiba masanya untuk semua kita untuk turut menggunakan nama nama bulan dalam Taqwim kita seperti Muharram (Bulan Pertama Tahun Hijrah), Safar (Bulan kedua Tahun Hijrah), Rabiul Awwal (Bulan Ketiga Tahun Hijrah), Rabiul Akhir (Bulan Ke empat Tahun Hijrah) , Jumada Awwal (Bulan Ke Lima Tahun Hijrah), Jumada Akhir (Bulan Ke Enam Tahun Hijrah), Rajab (Bulan Ke Tujuh Tahun Hijrah), Sha'ban (Bulan Ke Lapan Tahun Hijrah), Ramadhan(Bulan Ke Sembilan Tahun Hijrah), Syawal (Bulan Ke Sepuluh Tahun Hijrah), Dzul Qaedah (Bulan Ke Sebelas Tahun Hijrah) dan Dzul Hijjah (Bulan Ke Dua Belas Tahun Hijrah)
Kita juga seharusnya lebih teliti dalam menggunakan terma terma seperti 'Holy Day' (hari suci), 'Calendar' ( dimana Hari Kalends adalah permulaan bulan baru yang di dedikasikan kepada Juno Tuhan Wanita Utama Roman Pantheon )
bagi keberkatan & kesejahteraan semua lebih lebih lagi Malaysia yang beraspirasi untuk menjadi sebuah 'global hub for Islamic Banking' dimana kepekaan terhadap elemen elemen ini akan amat dihargai oleh ahli ahli korporat & pelabur dari Timur Tengah. Kita seharusnya nampak ikhlas bila cuba membawa 'petrol dollars' dari Timur Tengah yang berjumlah dalam bentuk Trillion USD serta peka pada apa yang sepatutnya kita peka supaya kita benar benar dapat merasai faedah pelaburan FDI (Foreign Direct Investment) Timur Tengah di rantau ini dan bukan sekadar tempias .
Apakah sungguh benar kata kata Perdana Menteri ke 4, Yg Bhg Tun Dr Mahathir, 'Melayu Mudah Lupa', mengambil kira penderitaan rakyat Afghanistan, Iraq, Palestin, Bangladesh & Sudan. Mercun mercun serta bunga api tahun baru yang diletupkan di negara makmur seperti negara kita sebenarnya digantikan oleh bom bom pembunuh di Palestin, Afghanistan, Iraq dll . Daging daging BBQ dan pelbagai makanan yang masih elok lebihan sisa sambutan tahun baru yang terbuang ke dalam tong sampah disini menjadi satu pengkhianatan pada Rezeki bila melihatkan berita TV3 di Bangladesh minggu lalu dimana sebiji roti terpaksa di kongsi ramai rakyatnya. Wallahualam.



Dr Syed Iskandar Syed Jaafar Al Mahdzar
Kuala Lumpur
(artikel ini ditulis pada tahun 2007 dan disiarkan semula setiap tahun juga hari ini 1/1/2011)

Sunday, December 19, 2010

The 2nd Annual Langkawi International Islamic Finance And Economic Conference 2010 held at Pelangi Meritus Langkawi from 13th to 15th Dec 2010 :Summary of Keynote Address by Yg Bhg Tun Dr Mahathir Mohamad (Part One of Tun Dr M Summary)

Yg Bhg Tun Dr Mahathir Mohamad was invited to give a keynote address to the delegates coming from every corner of the globe with the presence of President of the IDB and YAB Kedah Menteri Besar.

Summary of what Tun Dr M said while comparing conventional and Islamic banks in light of the global financial crisis:-

1) Bank lend money that they dont have.
2) Bank should therefore be able to create money.
3) Bank assume majority of its customers who deposited their money will not immediately use the money--possibly only 10% would have immediate usage of their savings and 90% will keep therefore banks are able to lend money with the deposits that they took from the customers.
4)If they lend everything, bank will be in trouble if not enough money--normally would need govt support. " In a democratic system, If govt doesnt deliver, govt will loose election"
5) Recently Federal Reserve Bank created USD 600 Billion--they created the money, need not print USD 600 billion--just signing cheques.
6) Those days --early days in Malaysia 'Bank Notes' --notes that were printed and issued by the banks that were regarded as currencies.
7) Those days also--British didnt allow local banks to be set up.
8) Therefore, Islamic Countries are unable to grow because have no money and dont have access to money and cannot develop while western countries grow and developed.
9) Thus for a long time there was no Islamic Banking.
10) But around second half of last centuries, Muslims become very rich-Allah swt granted oil. Initially, coz they were not smart--got paid only 20 cent per barrel that were selling at USD 2 per barrels.


To be continued soon

Saturday, November 6, 2010

Northern Region Islamic Banking Customers Workshop January 2011, Georgetown Penang (2pm-6pm)

Those felt oppressed by the Islamic banking sectors can attend with relevant documents. Complimentary Initial Advice. Lunch, tea break & refreshments provided. Only rm290 per person. e-mail: isikcorpadv@gmail.com.

Monday, November 1, 2010

Tun Dr M at World Riba Conference 1/11/2010

Use Of Gold Dinar Will Stop Currency War, Says Mahathir

KUALA LUMPUR, Nov 1 (Bernama) -- Governments should consider the use of the gold dinar to stop a currency war, says Former Prime Minister Tun Dr Mahathir Mohamad.

He said the US dollar depreciation created problems for countries as they needed to devalue their currencies in order to overcome the loss of competitiveness.

"If every country devalues its currency, there will be a currency war and, of course, it will contribute to the crisis," he told reporters after delivering a keynote address at the First World Conference on Riba here Monday.

Mahathir said gold has an intrinsic value and is therefore a better measure of value than currency notes.

"Currency notes have no backing unless it is sought after by people. If countries start to devalue their currencies, there will be chaos in international trade," he said.

On Islamic banking, Mahathir said financial institutions must be careful when introducing new products so as not to duplicate those already offered by conventional banks.

He said Islamic financial institutions should adhere to Islamic banking principles even when there is an opportunity for them to take over the responsibility of conventional banking.

-- BERNAMA

Saturday, April 24, 2010

The return of Keynes-Cambridge Conference 2010

The return of Keynes

IMF MD was told to close down IMF while addressing the Cambridge University Conference, 'The Economic Crisis and Crisis In Economics' at King's College from 9th to 10th April 2010--Please click to find out more.

What the Goldman Sachs case really shows

What the Goldman Sachs case really shows

Sunday, April 11, 2010

Tuesday, February 16, 2010

LOFSA to be renamed Labuan Financial Services Authority

LOFSA to be renamed Labuan Financial Services Authority

Asian markets continue climbing

Asian markets continue climbing

Simon Property offers General Growth US$10bil buyout

Simon Property offers General Growth US$10bil buyout

Oil up above US$77 as US dollar weakens

Oil up above US$77 as US dollar weakens

Barclays profit at £12b

Barclays profit at £12b

Banking sector sees strong rebound in earnings in first quarter

Banking sector sees strong rebound in earnings in first quarter

On astronomical valuations and unfair takeovers

On astronomical valuations and unfair takeovers

US stocks up on earnings, deals and hope for Greece

US stocks up on earnings, deals and hope for Greece

China, foreigners cut US Treasury stakes by record US$53bil

China, foreigners cut US Treasury stakes by record US$53bil

Oil up above US$77 as US dollar weakens

Oil up above US$77 as US dollar weakens

Bharti and Zain in US$10.7bil African deal talks

Bharti and Zain in US$10.7bil African deal talks

European markets edge up despite Greek debt fears

European markets edge up despite Greek debt fears

Oil industry cautious on future

Oil industry cautious on future

Saturday, February 6, 2010

Tuesday, February 2, 2010

Crash Course: Chapter 9 - A Brief History of U.S. Money by Chris Martenson

Silver Dirham and Gold Dinar

Frost over the World - Dr Mahathir - 3 Apr 09

Jews Rule This World by Proxy - Dr Mahathir

Marc Faber On $USD and Money Printing-Bloomberg- 10.13.09

The Man with 900 Houses

$45 Trillion Wealth Wipe Out

Documentary # 4 - Betrayal of the Lords

Documentary # 3 - Casino Capitalism

Documentary # 2 - Why "Nobody Saw It Coming...."

Documentary # 1 - Gordon Brown's Cover Up

The YouTube Interview with President Obama

John Hope Bryant answers a question about the financial crisis at Davos 2010

Deputy PM Mutambara answers question on the financial crisis at Davos 2010

Davos 2010: World not fully out of recession

Jim Flaherty, Canada's Minister of Finance, answers a question on finance at Davos 2010.

Sunday, January 31, 2010

5-day global economic forum ends on note of humility

5-day global economic forum ends on note of humility

Obama's budget projects US$1.6tril deficit(Update)

Obama's budget projects US$1.6tril deficit(Update)

Swiss Alps Host Debate Over Future of Banking Industry

Financial Crimes In Public Listed Companies- A Case Study of a Malaysian plc

This workshop is being regularly conducted in Kuala Lumpur Malaysia and also as a private in house training programme module.

You will benefit--in detecting on how fraud is committed with perfectly legal documentations to cover up the actual fraudulent act in a plc.
This will enable you to detect fraud at any stage in order to prevent it al together from being completed as a legal and valid commercial transactions.

Real documents, real transactions being used while deleting the identity of the plc involved. No workshop will be these details in exposing the modus operandi--it will makes one a good CEO/MD/Ministers/Prime Minister etc


e-mail us at:- isikcorpadv@gmail.com

Upon request, the workshop can be conducted in your home country.

Davos Annual Meeting 2010 - The Next Global Crisis

Saturday, January 30, 2010

Latest Global Islamic Banking & Finance Programmes 1431 Hijrah/ 2010 Series

This year 1431 Hijrah/ 2010, we are organizing Islamic Banking & Finance seminars,talk, conferences etc at various venue such as in Malaysia ( Kuala Lumpur,Penang,Kota Bharu & Labuan), London, Zurich & Makkah.

E-mail us for details at : isikcorpadv@gmail.com

In house training for an agreed topic on Islamic Banking & Finance services are also available.

Legal Opinion and professional advice on the same subject are always available upon request and official instruction/ letter of appointment.

Translation Services For Global Law Firms Legal Documentations & Banking Facilities

Translation services provided for all sort of global legal documentations and banking facilities contracts etc etc from Arabic to English and vice versa.

All our contact details are available at the right side of this blog.

We are also reacheable 24 hours a day and 7 days a week via our e mail at:-
isikcorpadv@gmail.com

Learning Arabic At Your Own Sweet Time

For the first time in addition to the normal Arabic classes for business and personal development, we are making available useful materials in the form of books, CDs, flashcards etc to assist you in writing and speaking basic business Arabic speedily or even understanding the Al Quran for your own personal development.

In order for us to determine and suggest to you the best material, you have to e mail us your requirement in learning Arabic and we would normally prefer to assist those that are going for the very basic in speaking,writing and understanding Arabic.

E-mail us at: isikcorpadv@gmail.com.

Those that ordered and fully paid their order are at special advantage --that we will response to your actual learning process promptly via-e mail.

All the abovementioned services are for those who are busy and foind it
difficult to attend our normal classes thus even though you are away at your office or home, be rest assured you will be able to begin to
master Arabic at a pace that you can never imagine.

Thus it is not too late at any age, it doesnt really matter.


Our office remains open Monday to Friday ( 9am- 5pm)

Beyond office hours, 7 days a week , 24 hours a day you can still reach us via e-mail that will, in reality means that our business hours remains open
24/7 assisting you and your needs anywhere you are globally, InsyaAllah.

Davos Annual Meeting 2010 - The US Economic Outlook

Davos Annual Meeting 2010 - Rethinking How to Feed the World

Davos Open Forum 2010 - After the Financial Crisis: Consequences and Lessons Learned

Davos Annual Meeting 2010 - Highlights Saturday

Davos Annual Meeting 2010 - Rethinking Systemic Financial Risk

George Osborne discusses banking at Davos 2010

The Bail-Out Explained

Obama: New Banking Regulations

Argentina's Central Bank president resigns

Argentina's Central Bank president resigns

Monday, January 18, 2010

Scroll down this blog for last month and this month trainings,seminars,conferences listing

Just scroll the posting for the current and previous month and InsyaAllah u ll find Islamic banking and finance programmes for this year 1431 Hijrah/ 2010. Others listed include financial crimes seminar series and basic Arabic for business/Personal Development.

Well, these are fees chargeable programmes but it will of course gives value for your money as seldom u ll find programmes that will not restrict u to ask anything under the sun provided it is relevant to the subject.

If u miss the KL series, u can always join the Penang or Kota Bharu or Labuan Series and for international location if u miss the London series, u can always join the Zurich or Makkah series.

Be there, be inspired, ask unlimited questions, be ahead of everyone else in the subject of your interest.

Just scroll this blog postings and if u have any question just drop us a line at: isikcorpadv@gmail.com

The euro is in a rough spot, will it remain there?

The euro is in a rough spot, will it remain there?

Feb 4 EGM will decide fate of Petra Perdana CEO

Feb 4 EGM will decide fate of Petra Perdana CEO

CIMB Islamic aims to raise RM300mil from new product

CIMB Islamic aims to raise RM300mil from new product

Sunday, January 17, 2010

Bar Council against admitting foreign lawyers

Bar Council against admitting foreign lawyers

The event was held yesterday at PICC Putrajaya Malaysia where all judges of the Federal Courts, Appeal Courts, High Courts, SAR, Magistrates, Legal Officers, AG, DG of MACC, Deputy IGP, AG Chambers Seniors Officers from its various division, BC President, Sabah & Sarawak Law Association President, Singapore & Brunei Law Society President.Opening speech was delivered by CJ and a talk was delivered by the former Lord President Tun Hamid who gaves his speeches spontaniously and lively on his experiences since joining the legal services as magistrate just few days before the 1969 riots. It is a good mixture of everybody in the profession that attended but bear in mind that I m not talking about Islamic banking here, just the legal profession big day i.e. the launching of the Legal Year 2010 that is being planned to be held annually, InsyaAllah.

THE%20WEALTH%20OF%20NATIONS

THE%20WEALTH%20OF%20NATIONS

BAIL-OUTS%20AND%20BUY-OUTS

BAIL-OUTS%20AND%20BUY-OUTS

%20THE%20HEDGE%20FUNDS

%20THE%20HEDGE%20FUNDS

Obama pitches bank tax to recover bailout costs

Obama pitches bank tax to recover bailout costs

Tuesday, January 12, 2010

Survey: Corporate fraud in M'sia expected to increase

Survey: Corporate fraud in M'sia expected to increase

Financial crime in plc- A Malaysian case study 1431H/2010 Series
Kuala Lumpur MALAYSIA -30/3/2010, Tuesday

Watch out for only 20 Top Industry players--first come first serve basis---A Special lively Discussion on Actual Case; A malaysian plc--step by step how to legally commit fraud undetected. Obviously the fees to the one day private event is slightly expensive but the benefit outdo everything else. Now you can detect fraud while it is in progress. real documents, real transaction everything are real but the real parties are changed though it is to anyone easy guess.

Contact for details: isikcorpadv@gmail.com

Only 20 seats for easy undertstanding and interaction. Be Quick.



No real issues questions will be left unanswered. First time and you will never forget.

The Dubai crisis: A case of the inevitable

The Dubai crisis: A case of the inevitable

Alliance internal probe may affect bank’s growth

Alliance internal probe may affect bank’s growth

CIMB Islamic Bank may open own branches in East Coast

CIMB Islamic Bank may open own branches in East Coast

Thursday, January 7, 2010

Repeat Announcement: 1431 Hijrah/ 2010 Case Studies Seminar Series

A nationwide seminar-- A Critical Analysis of the recent Court of Appeal Decision on Bai Bithaman Ajil of Bank Islam Malaysia Bhd against Ghazali & Others. A worth while one --none others would approach the subject without fear or favour--attend this one and you will know what you should know.Ask unlimited questions. Places running out fast.

26/1/2010 Tuesday KL

2/2/2010 Tuesday Penang

9/2/2010 Tuesday Labuan

16/2/2010 Tuesday Kota Bharu

Upon confirmation of registration and payment, a place is considered officially secured for the 1 day programme.

E-mail for further info: isikcorpadv@gmail.com

Bank Islam taps into IPO business

Bank Islam taps into IPO business

Tuesday, January 5, 2010

1431 Hijrah: The Alternative

Alhamdulillah its already 20th day in the month of Muharram the year 1431 Hijrah. My esteemed firm has been developing a small but practical model of Islamic banking that can InsyaAllah works as it is should be.
Besides the basic simple operations side, we have also developed legal documentations that use no legal devices thus our model is sufficient for us to start it in small scale initially. Any goverment that can issue suitable type of Islamic banking license and any govermental or corporate sectors that can jointly provide the capitals are welcome but bearing in mind that these papers moneys will in our hand be ultimately transformed into gold dinar and silver dirham notwithstanding the fact that at present gold and silver are legally treated as commodities and not medium of exchange.(thus upon mutual consent ,we will begin with a very limited customers based but quality customers)
We are doing it as a test case on a small type of operations but InsyaAllah will be profitable and will in no time become the model for the giant to follow suits later. Talks to us if you are serious by e mailing us at isikcorpadv@gmail.com
Come down to Kuala Lumpur Malaysia for an extensive presentation or invite us to present it at your own country on condition that only seriously sincere parties that have no evil intention of simply fishing and later pass all sort of nasty remarks like 'we can do betters'. Well if you can do better please do not waste your time to discuss anything at all with us.
Allah swt will always be behind those who are Ikhlas in their deeds.
InsyaAllah this banking will not be tied up with such negatives perceptions of becoming charitable bodies. Talk to us and mind you that nothing is free and we meant business i.e. actual Islamic banking as never seen or experienced before but we will implement everything initially within the limited scope that the local man made laws permits and yet promising to use no legal device in generating profits and loss.
InsyaAllah the venture will be profitable for us to assist the needy as per their asnaf to receive Zakat and Sadaqah after achieving profitable financial results even in the first year of its operation. Well, if the established banks are scared, let us start small. Talk to us and we will be choosy with whom we work with so that we will not create any element of Syubhah in the process, InsyaAllah.
We will also organize a close door meeting that will generate income towards establishing a small Islamic banks as soon as all the circumstances permit anywhere in the world, InsyaAllah.
E-mail us at isikcorpadv@gmail.com and tell us how your organization or institutions or you yourself can help us in realizing this noble dream.

Salam Maal Hijrah 1431 Hijrah.
Please use Taqween instead of Calendar as Calends refers to Romanian Gods and each and every month for example january comes from the words Janus the God--every month are referring to the romanian gods, so what new year that we are celebrating. There is also a sky god and to celebrate the sky god, these kafirun blows up the beautiful fireworks to welcome the month of Janus (January). Wallahualam.

talk to us we are ready to become the global Islamic banking law firm and the first but small true Islamic bank to be established anywhere in the world even in a small island. Talk to us for more exciting time.

We will discuss all the legal requirements suitable to the individual countries that are keen to proceed with this small idea,InsyaAllah.

Finally, well the legal devices defenders always said what are the alternative--now we are coming out with the alternatives though on a small scale, InsyaAllah.